Estimated reading time: 8 minutes
Your diagnosis doesn’t get you NDIS funding. Your functional capacity does.
When you’re filling out an NDIS application for someone with a mental health condition, you’re not just describing symptoms. You’re documenting how those symptoms translate into real-world functional impairment. That’s where examples of psychosocial disability become critical. The NDIS funds supports based on what a person can and cannot do, not on diagnosis itself.
Key Takeaways
- NDIS funding relies on functional capacity, not just diagnosis; this means documenting real-world impacts of mental health conditions.
- Examples of psychosocial disability fit into six functional domains: self-management, social interaction, self-care, learning, communication, and mobility.
- Detailed descriptions of how mental health affects daily living can improve NDIS applications; include specific experiences of functional impairment.
- Support coordination and psychosocial recovery coaching are vital for translating lived experiences into NDIS funding proposals.
- Maintaining records of functional impairment patterns and seeking expert guidance strengthen your NDIS application process.
Table of Contents
- Understanding Psychosocial Disability Through the NDIS Framework
- Examples of Psychosocial Disability Across the Six NDIS Domains
- The Episodic Nature of Psychosocial Disability
- Translating Examples into NDIS Funding
- Action Steps: Using These Examples in Your NDIS Journey
- Frequently Asked Questions
- Partner with The SALT Foundation
Understanding Psychosocial Disability Through the NDIS Framework
Psychosocial disability describes the barriers a person experiences when a mental health condition creates long-term functional impairment. The NDIS recognises six functional domains: self-management, social interaction, self-care, learning, communication, and mobility.
These aren’t abstract categories. They’re the framework the NDIS uses to determine whether someone has “substantially reduced functional capacity.” The examples of psychosocial disability below map directly onto these domains. They give you the language to articulate what daily life actually looks like.
Examples of Psychosocial Disability Across the Six NDIS Domains
The NDIS considers how your mental health affects your ability to function across six domains:
- Self-management
- Social interaction
- Self-care
- Learning
- Communication
- Mobility
Let’s now look at how they you can use examples of psychosocial disablity when you apply for NDIS funding.
#1) Self-Management
Self-management covers cognitive capacity: planning, decision-making, completing tasks, problem-solving, and managing finances.
A person with bipolar disorder might be unable to maintain a consistent medication schedule during depressive episodes. They forget doses for days despite understanding the importance of adherence. As someone living with bipolar disorder I who over the weekend had three consecutive nights of three to five hours sleep a night, despite doing everything right, even adherence alone is not necessarily enough to keep a person well. Such is the nature of illness, right?
Someone with schizophrenia experiencing paranoid delusions might be unable to manage their bank account. They’re convinced that financial institutions are conspiring against them. They refuse to open bills or statements. This leads to disconnected utilities and mounting debt.
A person with severe depression might be unable to sequence basic tasks. They know they need to shower, eat, and take medication. But they can’t determine which to do first. The cognitive load becomes paralysing.
#2) Social Interaction

Social interaction examines the capacity to form relationships and engage in community activities. For people with psychosocial disabilities, social participation often feels actively threatening.
A person with social anxiety disorder might be unable to respond to messages from friends for weeks. They’re paralysed by the certainty that they’ve said something wrong. Friendships dissolve not from lack of caring but from inability to engage with the perceived danger of connection.
Someone with agoraphobia might be unable to attend community events they previously enjoyed. The anticipation of leaving home triggers severe panic attacks. They remain housebound, even when they desperately want to participate.
#3) Self-Care
Self-care covers personal hygiene, dressing, eating, and other activities of daily living. For someone experiencing psychosocial disability, self-care can become intermittent or entirely absent during acute episodes.
A person with major depressive disorder might go weeks without showering or brushing their teeth. It’s not that they don’t know how. The physical act feels impossible when depression makes even breathing feel like labour.
Someone with psychotic symptoms might be unable to prepare or eat food. They’re convinced it’s contaminated or poisoned. They may lose dangerous amounts of weight despite having a fully stocked kitchen.
#4) Learning
Learning refers to the capacity to acquire, retain, and apply new skills or information. Mental health conditions can significantly impair concentration, memory, and processing speed.
A person with ADHD and comorbid anxiety might be unable to follow a training module at work. It’s not because they lack intelligence. Their concentration fractures every few seconds. They might read the same paragraph ten times without retaining information.
Someone taking antipsychotic medication for schizophrenia might experience severe cognitive dulling. They cannot remember instructions given five minutes earlier.
#5) Communication
Communication examines the ability to express needs clearly and understand others. For people with psychosocial disabilities, communication breakdown often happens precisely when they most need to articulate what’s happening.
A person with post-traumatic stress disorder might be unable to verbally communicate during a flashback. They may go non-verbal entirely. Or they communicate in fragments that don’t convey the severity of their distress.
Someone experiencing a manic episode might be unable to follow multi-step instructions. Their thoughts race too quickly to hold the sequence in working memory.
#6) Mobility
Mobility covers physical movement around home and community. For people with psychosocial disabilities, mobility limitations often stem from anxiety or motivation rather than physical impairment.
A person with severe agoraphobia might be unable to use public transport or travel beyond a few streets from home. The anxiety triggers severe panic. They become effectively housebound.
Someone with severe depression might remain in bed for days. It’s not because of physical weakness. The motivation and energy required to move feel entirely absent.
The Episodic Nature of Psychosocial Disability
Here’s what makes psychosocial disability particularly complex: many of these conditions are episodic. Someone might function relatively well for weeks or months. Then they experience acute episodes where their functional capacity plummets across multiple domains simultaneously.
The NDIS doesn’t assess you only on your best days. They need to understand what happens during episodes when your condition is actively compromising your functional capacity. When you’re documenting examples of psychosocial disability, you’re describing “what happens on a bad day.” Those bad days might last weeks or months.
This episodic nature is precisely why detailed, specific examples matter. Saying “I struggle with social interaction” doesn’t capture the reality of being unable to leave your house for three months. The examples above give you the concrete language to articulate functional impairment in ways that align with NDIS criteria.
Translating Examples into NDIS Funding
Understanding examples of psychosocial disability is the first step. The second step is translating those examples into a funding proposal. You need to demonstrate how NDIS supports will address specific functional impairments.
That’s where expert support coordination and psychosocial recovery coaching become invaluable. These services bridge the gap between your lived experience and the NDIS’s funding framework.
Support coordination helps you articulate your functional impairments in NDIS language. It connects you with providers who understand psychosocial disability. A support coordinator doesn’t just help you spend your funding. They help you get it in the first place by strengthening your application.
Psychosocial recovery coaching goes deeper into the lived experience of mental health conditions. Recovery coaches work with you to develop practical strategies for managing functional impairment. Many have lived experience themselves. They know what it feels like when basic tasks become impossible.
Action Steps: Using These Examples in Your NDIS Journey
Document specific incidents. Keep notes about times when functional impairment occurred. Record what happened, how long it lasted, and what support was needed.
Use NDIS language. Frame your experiences using the six functional domains rather than focusing solely on symptoms.
Gather supporting evidence. Medical reports and therapist notes can corroborate your functional impairments with concrete examples.
Seek expert guidance. Connect with professionals who understand how to translate lived experience into NDIS applications.
Emphasise episodic patterns. Make it clear if your functional capacity fluctuates. Describe what happens during acute episodes when your impairments are most severe.
Frequently Asked Questions
Substantially reduced functional capacity means you typically require disability-specific supports to participate in activities within at least one of the six NDIS functional domains. It’s not about being completely non-functional. It’s about needing support beyond what would be expected for someone your age without disability.
Yes, you need evidence of a permanent mental health condition that causes functional impairment. However, the diagnosis alone isn’t enough. You must also demonstrate substantially reduced functional capacity across one or more of the six domains. The NDIS funds support based on functional impairment, not diagnosis.
Document the pattern of your episodes. Record how often they occur, how long they last, and what functional impairments emerge during those periods. The NDIS assesses your capacity between acute episodes and during them. They look at the overall impact on your daily life rather than a single snapshot in time.
Yes, many NDIS participants with psychosocial disabilities benefit from both services. Support coordination helps you navigate the NDIS system and connect with providers. Psychosocial recovery coaching focuses on building your capacity to manage functional impairments in daily life. These services complement each other and can both be funded in your plan.
Most people with psychosocial disabilities experience functional impairment across multiple domains simultaneously. You don’t need to fit into just one category. In fact, showing how your condition impacts several domains often strengthens your application by demonstrating the pervasive nature of your disability.
Partner with The SALT Foundation
The examples above aren’t abstract categories. They’re the lived reality of psychosocial disability. They’re what the NDIS needs to see to fund appropriate supports.
If you’re navigating an NDIS application or plan review and need help translating your experience into funding, The SALT Foundation’s support coordination and psychosocial recovery coaching services are designed precisely for this work.
We understand what psychosocial disability looks like. We’ve supported hundreds of people through the NDIS process. We know how to document functional impairment. We know which evidence the NDIS requires. We know how to build support networks that actually address the barriers you’re experiencing.
Contact The SALT Foundation today to discuss how our services can help you access the NDIS funding you need
Daniel G. Taylor has been writing about the NDIS for three years. His focus has been on mental health and psychosocial disabilities as he lives with bipolar disorder I. He’s been a freelance writer for 30 years and lives across the road from the beach in Adelaide. He’s the author of How to Master Bipolar Disorder for Life and a contributor to Mastering Bipolar Disorder (Allen & Unwin) and he’s a mental health speaker.
