Estimated reading time: 7 minutes
Good morning! I’m Daniel G. Taylor, a mental health speaker living with bipolar disorder. I’ve been through the wringer with severe depression, so I know firsthand how tough it can be. Today, we’re diving into a question I hear a lot: Can depression qualify for disability?
If you’re battling depression and wondering about disability support, you’re not alone. It’s a complex topic, but don’t worry—I’ve got your back. We’ll break it down step by step, focusing on what you need to know here in Victoria.
Table of contents
- Key Takeaways
- Depression and the NDIS: It’s Complicated
- But What If I Don’t Qualify for the NDIS?
- Centrelink and Mental Health Payments
- Beyond Government Support: Other Resources in Victoria
- My Two Cents on Living with Depression
- Breaking the Stigma
- Conclusion: Is Depression a Disability?
- Action Steps
- Frequently Asked Questions (FAQs)
Key Takeaways
- Depression can qualify for disability under the NDIS, but it’s not automatic.
- The NDIS focuses on how depression impacts your daily life, not just the diagnosis.
- Centrelink offers various supports for people with depression, including JobSeeker and DSP.
- Getting help early can make a big difference in managing depression and accessing support.
- There are multiple pathways to support, including NDIS, Centrelink, and Medicare.
Depression and the NDIS: It’s Complicated
Let’s cut to the chase. Yes, depression can qualify for disability under the NDIS. But it’s not as simple as saying, “I have depression, give me support.” The NDIS looks at how depression affects your life, not just the label.
Here’s the deal: The NDIS calls it a “psychosocial disability.” Fancy term, right? It just means a disability that comes from a mental health condition. Depression falls under this umbrella.
What the NDIS Wants to Know
The NDIS isn’t just interested in your diagnosis. They want to know:
- How does depression impact your daily life?
- Can you work, study, or volunteer?
- How’s your social life? Can you hang out with friends?
- Can you take care of yourself? Cook, clean, shower?
- Do you need help to manage appointments or medication?
- How does depression affect your ability to make decisions or solve problems?
It’s all about the impact, not just the label. They’re looking for “functional impairment.” In other words, how does depression stop you from living your best life?
The NDIS Application Process
Applying for the NDIS can feel like a marathon. But don’t let that scare you off. Here’s a quick rundown:
- Get your paperwork in order. You’ll need medical reports that detail your depression and how it affects you.
- Fill out the Access Request Form. Be honest about your struggles.
- Submit your application and wait. It can take a while, so be patient.
- If you’re approved, you’ll have a planning meeting to discuss your needs and goals.
Remember, it’s okay to ask for help with this process. Support coordinators can be a lifesaver here.
Getting NDIS Support for Depression
If you qualify, the NDIS can offer a bunch of supports. These might include:
- Support workers to help you get out and about
- Support coordination to help you navigate the system
- Psychosocial recovery coaching to help you manage your mental health
- Help with household tasks if depression makes them challenging
- Help to engage in community activities
- Support to help you learn new skills or get back to work or study
These supports aim to boost your independence, get you involved in the community, and improve your quality of life. Sounds good, right?
But What If I Don’t Qualify for the NDIS?
Don’t panic if the NDIS says no. There are other options. Centrelink offers various payments and supports for people with depression:
- JobSeeker Payment: If depression is temporarily stopping you from working
- Disability Support Pension (DSP): For long-term, severe cases
- Mobility Allowance: If depression makes it hard to use public transport
- Sickness Allowance: For employed people who can’t work because of a temporary illness like a depressive episode
Plus, there’s always the Mental Health Care Plan through Medicare. It gives you access to subsidised psychology sessions. Every little bit helps, right?
Centrelink and Mental Health Payments
Let’s dive deeper into Centrelink payments. They can be a lifeline when you’re struggling with depression.
JobSeeker Payment
If depression is making it hard to work right now, JobSeeker might be your go-to. You’ll need a medical certificate from your doctor explaining how depression affects your ability to work. The good news? You can get temporary exemptions from job-seeking requirements while you’re focusing on your mental health.
Disability Support Pension (DSP)
This one’s for severe, long-term cases. To qualify, you’ll need to prove that your depression is fully diagnosed, treated, and stabilised, and that it significantly affects your ability to work. It’s difficult to get, but it can be a tremendous help if you qualify.
Tips for Applying
Applying for Centrelink payments can be stressful, especially when you’re dealing with depression. Here are some tips:
- Be honest about how depression affects you. Don’t downplay your symptoms.
- Get support from a social worker or advocate to help with your application.
- Keep all your medical documents organised.
- Don’t give up if you’re rejected the first time. You can appeal the decision.
Beyond Government Support: Other Resources in Victoria
Government support is significant, but it’s not the only game in town. Victoria has a wealth of resources for people living with depression:
- Local community health centres often offer low-cost counselling
- Support groups can be a great way to connect with others who get it
- Online resources like Beyond Blue provide information and support
- Employee Assistance Programs (EAPs) if you’re currently employed
Don’t be afraid to reach out and use these services. They’re there to help you.
My Two Cents on Living with Depression
Living with depression isn’t a walk in the park. Some days, just getting out of bed feels like climbing Everest. But here’s what I’ve learned: Getting help early makes a massive difference.
Don’t wait until you’re at rock bottom to reach out. The earlier you get support, the better your chances of managing depression and accessing the help you need.
And remember, asking for help isn’t a sign of weakness. It’s a sign of strength. It takes guts to admit you’re struggling and to take steps to get better.
Breaking the Stigma

Let’s talk about the elephant in the room: stigma. Too often, people with depression feel ashamed to ask for help. They worry about being seen as “weak” or “lazy.” But here’s the truth: Depression is a real medical condition. It’s not your fault, and you deserve support.
By talking openly about depression and disability support, we can help break down these barriers. If you’re comfortable, share your story. You never know who you might help.
Conclusion: Is Depression a Disability?
So, can depression qualify for disability? The short answer is yes, but it depends. The NDIS and Centrelink look at how depression impacts your life, not just the diagnosis. If depression is seriously affecting your ability to work, study, or live independently, you might qualify for support.
Remember, everyone’s journey with depression is different. What works for one person might not work for another. The key is to keep reaching out, keep trying, and don’t give up hope. There is support out there, and you deserve to get the help you need.
Action Steps
- Talk to your GP about getting a Mental Health Care Plan
- Contact the NDIS to see if you might be eligible
- Look into Centrelink payments if you’re struggling to work
- Reach out to local mental health services for support
- Consider joining a support group to connect with others
- Explore online resources for more information and support
- Remember, you’re not alone in this. Help is available.
Frequently Asked Questions (FAQs)
Yes, depression can qualify for disability under the NDIS and for certain Centrelink payments. However, it’s not just about having a diagnosis. The focus is on how depression impacts your daily life and ability to function. If depression significantly affects your ability to work, study, or live independently, you may be eligible for support.
You may qualify for disability support if your depression significantly impacts your ability to work, study, or live independently. This could be through the NDIS, Disability Support Pension, or other Centrelink payments. The key is to provide evidence of how depression affects your daily functioning. It’s best to speak with a healthcare professional or contact these services directly to assess your individual situation.
Yes, it’s possible to qualify for disability support with depression. The key factors are the severity of your condition and how it affects your daily functioning. Both the NDIS and Centrelink consider these factors when assessing eligibility for support. You’ll need to provide medical evidence and details about how depression impacts your life. Remember, even if you don’t qualify for one form of support, there may be other options available.
Daniel G. Taylor has been writing about the NDIS for three years. His focus has been on mental health and psychosocial disabilities as he lives with bipolar disorder I. He’s been a freelance writer for 30 years and lives across the road from the beach in Adelaide. He’s the author of How to Master Bipolar Disorder for Life and a contributor to Mastering Bipolar Disorder (Allen & Unwin) and he’s a mental health speaker.
